Loan Rates

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Personal Lines of Credit*

Effective April 1, 2018


Subject to current credit underwriting criteria; not based solely on length of employment.
Annual Percentage Rate (APR) is 15.00% for all lines of credit. Contact your Credit League for a Loanliner Addendum which provides more information.
 
Length of Employment
Maximum Amount
 
1 Year
$500.00
 
3 Years
$1,000.00
 
5 Years
$1,500.00
 
7 Years
$2,000.00
 
9 Years
$2,500.00
 
11 Years
$3,000.00
 
* See a Loanliner Addendum for more information. Subject to current credit underwriting criteria; not based solely on length of employment.
 

Secured Loans

Collateral
APR
Maximum Term
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime
36 Months
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime + 1.00%
72 Months
 
 
Autos & Trucks New
 4.20%
24 Months
 
Autos & Trucks New
 4.30%
36 Months
 
Autos & Trucks New
 4.40%
48 Months
 
Autos & Trucks New
 4.50%
60 Months
 
Autos & Trucks New
 5.00%
72 Months
 
 
Autos & Trucks Used 2016 & 2017
 4.50%
24 Months
 
Autos & Trucks Used 2016 & 2017
 4.60%
36 Months
 
Autos & Trucks Used 2016 & 2017
 4.70%
48 Months
 
Autos & Trucks Used 2016 & 2017
 4.80%
60 Months
 
Autos & Trucks Used 2016 & 2017
 5.30%
72 Months
 
Autos & Trucks Used 2015
 6.50%
72 Months
 
Autos & Trucks Used 2014
 7.50%
60 Months
 
Autos & Trucks Used 2013
 8.50%
48 Months
 
Autos & Trucks Used 2012
 9.50%
48 Months
 
Autos & Trucks Used 2011
10.50%
36 Months
 
Autos & Trucks Used 2010
11.50%
36 Months
 
Autos & Trucks Used 2009
12.50%
36 Months
 
Autos & Trucks Used 2008 & Older
13.50%
36 Months
 
 
Boats & Recreational Vehicles (New)
 9.90%
72 Months
 
Boats & RVs (Used 2017 - 2016)
10.90%
60 Months
 
Boats & RVs (Used 2015 - 2014)
11.90%
48 Months
 
Boats & RVs (Used 2013 & Older)
12.90%
36 Months
 
 
Motorcycles & Personal Water Craft (New)
 9.90%
72 Months
 
Motorcycles & PWC (Used 2017 - 2016)
10.90%
60 Months
 
Motorcycles & PWC (Used 2015 - 2014)
11.90%
48 Months
 
Motorcycles & PWC (Used 2013 and Older)
12.90%
36 Months
 
 
Tractors & Lawn Equipment (New)
11.90%
36 Months
 
Tractors & Lawn Equipment Used
13.90%
24 Months
 
 
Personal Computers (New Purchase Only)
11.90%
12 Months
 
Personal Computer (New Purchase Only)
12.90%
24 Months
 
Note: Contact your Credit League for additional terms, down payment requirements, and other conditions. Length of term is determined by age/mileage/condition of collateral. All rates subject to change; please contact your Credit League for the most current rates. (800) 659-6877.





Current Rates
Auto (New)
4.20
 
Auto (Used)
4.50
 
Boat/RV
9.90
 
Motorcycle
9.90
 
 

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Contact Us
P.O. Box 3137
Thomasville, GA 31799
229.228.6860
800.659.6877
229.228.9233
 
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