Loan Rates

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Personal Lines of Credit*

Effective January 1, 2020

Subject to current credit underwriting criteria; not based solely on length of employment.
Annual Percentage Rate (APR) is 15.00% for all lines of credit. Contact your Credit League for a Loanliner Addendum which provides more information.
 
Length of Employment
Maximum Amount
 
1 Year
$500.00
 
3 Years
$1,000.00
 
5 Years
$1,500.00
 
7 Years
$2,000.00
 
9 Years
$2,500.00
 
11 Years
$3,000.00
 
* See a Loanliner Addendum for more information. Subject to current credit underwriting criteria; not based solely on length of employment.
 

Secured Loans

Collateral
APR
Maximum Term
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime
36 Months
 
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime + 1.00%
72 Months
 
 
Autos & Trucks New
 3.95%
24 Months
 
Autos & Trucks New
 4.05%
36 Months
 
Autos & Trucks New
 4.15%
48 Months
 
Autos & Trucks New
 4.25%
60 Months
 
Autos & Trucks New
 4.75%
72 Months
 
 
Autos & Trucks Used 2018 & 2019
 4.25%
24 Months
 
Autos & Trucks Used 2018 & 2019
 4.35%
36 Months
 
Autos & Trucks Used 2018 & 2019
 4.45%
48 Months
 
Autos & Trucks Used 2018 & 2019
 4.55%
60 Months
 
Autos & Trucks Used 2018 & 2019
 5.05%
72 Months
 
Autos & Trucks Used 2017
 6.35%
72 Months
 
Autos & Trucks Used 2016
 7.35%
60 Months
 
Autos & Trucks Used 2015
 8.35%
48 Months
 
Autos & Trucks Used 2014
 9.35%
48 Months
 
Autos & Trucks Used 2013
10.35%
36 Months
 
Autos & Trucks Used 2012
11.35%
36 Months
 
Autos & Trucks Used 2011
12.35%
36 Months
 
Autos & Trucks Used 2010 & Older
13.35%
36 Months
 
 
Boats & Recreational Vehicles (New)
 9.90%
72 Months
 
Boats & RVs (Used 2019 - 2018)
10.90%
60 Months
 
Boats & RVs (Used 2017 - 2016)
11.90%
48 Months
 
Boats & RVs (Used 2015 & Older)
12.90%
36 Months
 
 
Motorcycles & Personal Water Craft (New)
 9.90%
72 Months
 
Motorcycles & PWC (Used 2019 - 2018)
10.90%
60 Months
 
Motorcycles & PWC (Used 2017 - 2016)
11.90%
48 Months
 
Motorcycles & PWC (Used 2015 and Older)
12.90%
36 Months
 
 
Tractors & Lawn Equipment (New)
11.90%
36 Months
 
Tractors & Lawn Equipment Used
12.90%
24 Months
 
 
Personal Computers (New Purchase Only)
11.90%
12 Months
 
Personal Computer (New Purchase Only)
12.90%
24 Months
 
Note: Contact your Credit League for additional terms, down payment requirements, and other conditions. Length of term is determined by age/mileage/condition of collateral. All rates subject to change; please contact your Credit League for the most current rates. (800) 659-6877.





Current Rates
Auto (New)
3.95
 
Auto (Used)
4.25
 
Boat/RV
9.90
 
Motorcycle
9.90
 
View our full list of rates
 

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Contact Us
P.O. Box 3137
Thomasville, GA 31799
229.228.6860
800.659.6877
229.228.9233
 
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