Loan Rates
Personal Lines of Credit*
Effective July 1, 2018Subject to current credit underwriting criteria; not based solely on length of employment.
Annual Percentage Rate (APR) is 15.00% for all lines of credit. Contact your Credit League for a Loanliner Addendum which provides more information.
Length of Employment
Maximum Amount
1 Year
$500.00
3 Years
$1,000.00
5 Years
$1,500.00
7 Years
$2,000.00
9 Years
$2,500.00
11 Years
$3,000.00
* See a Loanliner Addendum for more information.
Subject to current credit underwriting criteria; not based solely on length of employment.
Secured Loans
Collateral
APR
Maximum Term
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime
36 Months
Share Pledge/Flowers Stock ($1,000.00 Minimum)
Prime + 1.00%
72 Months
Autos & Trucks New
4.20%
24 Months
Autos & Trucks New
4.30%
36 Months
Autos & Trucks New
4.40%
48 Months
Autos & Trucks New
4.50%
60 Months
Autos & Trucks New
5.00%
72 Months
Autos & Trucks Used 2016 & 2017
4.50%
24 Months
Autos & Trucks Used 2016 & 2017
4.60%
36 Months
Autos & Trucks Used 2016 & 2017
4.70%
48 Months
Autos & Trucks Used 2016 & 2017
4.80%
60 Months
Autos & Trucks Used 2016 & 2017
5.30%
72 Months
Autos & Trucks Used 2015
6.50%
72 Months
Autos & Trucks Used 2014
7.50%
60 Months
Autos & Trucks Used 2013
8.50%
48 Months
Autos & Trucks Used 2012
9.50%
48 Months
Autos & Trucks Used 2011
10.50%
36 Months
Autos & Trucks Used 2010
11.50%
36 Months
Autos & Trucks Used 2009
12.50%
36 Months
Autos & Trucks Used 2008 & Older
13.50%
36 Months
Boats & Recreational Vehicles (New)
9.90%
72 Months
Boats & RVs (Used 2017 - 2016)
10.90%
60 Months
Boats & RVs (Used 2015 - 2014)
11.90%
48 Months
Boats & RVs (Used 2013 & Older)
12.90%
36 Months
Motorcycles & Personal Water Craft (New)
9.90%
72 Months
Motorcycles & PWC (Used 2017 - 2016)
10.90%
60 Months
Motorcycles & PWC (Used 2015 - 2014)
11.90%
48 Months
Motorcycles & PWC (Used 2013 and Older)
12.90%
36 Months
Tractors & Lawn Equipment (New)
11.90%
36 Months
Tractors & Lawn Equipment Used
12.90%
24 Months
Personal Computers (New Purchase Only)
11.90%
12 Months
Personal Computer (New Purchase Only)
12.90%
24 Months
Note: Contact your Credit League for additional terms, down payment requirements, and other conditions.
Length of term is determined by age/mileage/condition of collateral.
All rates subject to change; please contact your Credit League for the most current rates. (800) 659-6877.
